ABOUT MOWN-CMS

Man O War Nigeria Cooperative Multipurpose Society (Mown-Cms) Is A Man O War Nigeria Membership-Based Initiative That Provides Youth Employment, Grants, Food, Medical Aid, Business Training & Affordable Microfinance, Among Other Innovative Support Schemes; Leading To Improved Quality Of Life, Income Profiles And General Welfare Of Its Members

The Objects Of The Society Are To Promote The Economic Interests Of Its Members And Especially;

To Acquire Acres Of Land For Sale Or Development For Housing, Commercial Or Industrial Purposes As A Form Of Investment For The Economic Benefit Of Members And Non-Members Alike As Occasion May Warrant;

To Acquire Or Pool Members' Farmlands For Large Scale Arable And Livestock Farming;

To Cultivate Such Land For Food And Cash Crops And Also Rear Livestock, Including Poultry, Piggery, Fishery Etc

To Undertake Or Invest In New Ventures Beneficial To The Members And The Society As Approved By The Management Committee. These Include Project Financing, Production, Restaurant Business, Bars, Guest House, Supermarket Chain, Trading Company, E.T.C.

To Encourage Fixed Deposits From Members Out Of Which A Fund May Be Established For Giving Short-Term Loans To Members, To Acquire Stock Of Shares And Other Rewarding Ventures;

To Raise Capital And Do Such Other Things As Are Necessary For The Attainment Of These Objects;

To Set Up Small And Medium Scale Industries; E.G Food Packaging And Cottage Industry Efforts Etc.

To Produce, Package And Sell Economic And Viable Items For The Benefits Of Members.

To Operate Warehouse And Cold Room Facilities For The Storage Of Consumer And Producer Goods And Let Out These Facilities To Interested Parties;

To Manage Financial Portfolios Carefully By Entering The Stock Market For Investment In Stocks And Financial Futures Options’ Market. In This Way, The Society Shall Become Part Owners In Businesses That Produce Goods And Services That Members Buy;

To Seek Loans For Industrial/Housing Development From Banks, The Cooperative Circle And Other Financial Institutions;

To Undertake Real Estate Activities For The Benefit Of Members And The Society.

To Take Measures That Would Promote Among The Members, The Spirit Of Thrift, Mutual-Help And Self-Help Based On Cooperative Principles;

To Engage In Consultancy And Any Other Economic Or Social Activity.

To Provide Credit Facilities To Members At Fair And Reasonable Rate Of Interest For Provident And Productive Purposes;

To Encourage Regular Savings Amongst Members So That Each Member May Cultivate The Habit Of Making Savings At Least Once Weekly, With A View To Building Up Funds For Their Individual Future Use;

To Stock Consumer And Producer Goods For Distribution To Member And Non-Member; (With Priority To Members) At Fair And Reasonable Rates Of Interest;

To Serve As A Platform For Financial Inclusion In Man O War Nigeria With Special Focus On Less Privileged Members.

To Empower Low Income Earners In General But With Special And Specific Considerations For Man O War Nigeria And To Create Wealth Through Business Development Activities.

To Promote A Savings Culture Among Low Income Earners In General But With Special And Specific Considerations For Man O War Nigeria

To Provide Financial Literacy, Entrepreneurial Skills And Training To Enable Beneficiaries To Create And Manage Wealth Through The Application Of Proven Wealth Creation Principles.

To Provide A Platform That Facilitates Capital Accumulation Among Low Income Households In General But With Special And Specific Considerations For Man O War Nigeria Through A Disciplined Savings Culture And The Creation Of Cash Flow Activities Thereby Enabling Participation In Active Business Development And Economic Activities.

To Provide Platforms That Enhances Corporate Governance, Agro Chain Development, Risk Management, Social Advocacy, Enterprise Development And Support In General But With Special And Specific Considerations For Man O War Nigeria.

Provision Of Credit To Economically Active Less Privileged People In General But With Special And Specific Considerations For Man O War Nigeria, Including Formal And Informal Self-Help Groups.

Promotion And Monitoring Of Loan Usage Amongst Beneficiaries In General But With Special And Specific Considerations For Man O War Nigeria By Providing Ancillary Capacity Building In Area Such As Record Keeping And Small Business Management.

Provision Of Loan Disbursement Services For The Delivery Of Credit Program Of Government, Agencies, Groups And Individuals For Poverty Alleviation In General But With Special And Specific Considerations For Man O War Nigeria.

Operation Of Micro-Leasing Facilities, Micro-Housing, Micro-Finance Related Hire Purchase And Arrangement Of Consortium Lending And Supervise Credit Schemes To Ensure Access To Financial Inclusion In General But With Special And Specific Considerations For Man O War Nigeria.

To Improve The Income Of Less Privileged Youth And The Financially Challenged In General But With Special And Specific Considerations For Man O War Nigeria.

To Improve Food Security And General Living Conditions Of Females In General But With Special And Specific Considerations For Man O War Nigeria.

Our Vision Is To Provide The Following Business, Management & Financial Solutions To Our Beneficiaries Which Include Individuals, Micro-Enterprise Owners And Traders:
- Daily/Weekly Savings Platform
- Micro-Credit Provision Platform
- Money Management Services
- Small Business Capacity Building
- Financial Advisory
- Retirement Planning
- Financial Planning
- Small Business Technology Support
- Small Business Loans & Risk Management
- Small Business Financial Advisory
- Small Business Investment Advisory
- Small Business Mentor-Ship
- Small Business Micro-Finance
- Small Business Marketing Support
- Small Business Management Support
- Small Business Planning & Strategies
- Small Business Micro-Insurance
- Small Business Proposals & Write-Ups
- Target Savings Platform
- Fixed Deposit Investment Opportunities


We Will Be At The Fore Of The:
- Identification Of Innovative Blue Ocean Business Opportunities
- Support Of New & Existing Member Enterprises
- Production Of Bankable Business Plans For Our Members
- Formal Registration Of Business Enterprises At The Corporate Affairs Commission In Abuja On Behalf Of Our Members Among Other Activities.

Our Aim Is To Help Our Members:
- Make Informed And Strategic Investment And Risk Management Decisions Based On Their Pre-Analyzed Investment And Life Goals.

- Decide The Most Suitable Job Or Investment Options For Them Based On Their Life/Financial Goals.

- Access Credit Where Necessary Based On Well Structured And Assessed Repayment Plans.

- Manage Their Finances Better And More Efficiently Using Superior Wealth Growth Strategies.

- Get Exposed To Money Making, Wealth Building Lifestyles And Investment Options.

- Access Investment And Risk Management Packages That Improve On Their Present Bottom Lines By At Least 20-30% In Most Cases.

**Other Benefits To Members Include:
· Out-Right Application For Grants From The Cooperative
· Free Insurance Consulting
· Free Finance Consulting
· Free Business Consulting/Re-Structure
· Free Credit Appraisal
· Free Capital Market Advisory
· Free Personal Consulting
· Need-Based Mentoring
· Development Of Bankable Business Plans.
· Facilitation Of Procurement Of Business Equipment.
· Provision Of Entrepreneurship Training & Services.
· Facilitation Of MSMEs Participation In Trade Fairs

To Take Other Measures Designed To Encourage The Spirit And Practice Of Cooperative And Self-Help Among Members.

Man O War Nigeria Cooperative Multipurpose Society (MOWN-CMS) Will Offer To Its Members: Micro-Finance @ As Low As 2-5% Per Month, Interest On Savings Deposits Of Up To 5% Per Annum & Investment Deposits Of Up To 25% Per Year. Call: +2348185000488 For Details.







Man O War Nigeria Cooperative
Multipurpose Society (MOWN-CMS)
Office Address & Contact Numbers:
National Command HQ, Rd. 112,mosque str.
house 13,supreme court quarters.
FHE Karu Abuja.
email: mowncms@mowyei.org
tel: +2348185000488
whatsapp: +2348185000488


Man O War Nigeria Cooperative
Multipurpose Society (MOWN-CMS)
…..sustainable empowerment